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LOAN RATES - Effective January 1, 2012

Type   Term   Annual Percentage Rate As Low As
         
New Vehicles   Up to 72 Months   4.50%
Used Vehicles   Up to 60 Months   5.50%
Signature Loans   Up to 60 Months   11.25%
Motorcycle Loans   Up to 72 Months   11.00%
New RV Loans   Up to 120 Months   10.00%
Used RV Loans   Up to 96 Months   11.00%
         
Visa Credit Card       16.50%
Overdraft Protection       18.00%
Share Secured       3.50%**
Certificate Secured       3.50%**
         
 **Rate is 3.5% above rate earned on Certificate or Share account.

 

 

SHARE ACCOUNT RATES - January 1, 2012

Type   Annual Percentage Rate   Annual Percentage Yield
Share Savings   0.25%   0.2502%
Money Maker Savings          
$1,000.01 - $2,500   0.25%   0.2502%
$2,500.01 - $10,000   0.50%   0.5011%
$10,000.01 - $25,000   0.75%   0.7521%
Over $25,000   1.00%   1.0046%
Checking        
(minimum $500 balance)   0.10%   0.10%
Christmas Club   0.25%   0.2502%
Special Shares   0.25%   0.2502%
Traditional IRA Shares   0.50%   0.5011%
Roth IRA Shares   0.50%   0.5011%

 

 

SHARE CERTIFICATE RATES

Type   Term
Regular Certificates*   3 months (90 days)
    6 months (182 days)
    1 year
    2 year
    3 year
    4 year
    5 year
     
IRA Certificates*   1 year
    2 year
    3 year
    4 year
    5 year

*Rates change on a daily basis. Please call for current rates.

RATES SUBJECT TO CHANGE