fee schedule
For Your Information About Our Current Fees
e

Fees Effective August 1, 2011

ATM-per transaction at machines other than those operated by Co-Op Network* $2.00
ATM Overdraft

$25.00

ATM Deposit Adjustment

           $5.00

Automated Phone Teller

          FREE

Bank Wire within U.S.
     Incoming
     Outgoing


FREE
$20.00

Bank Wire - Incoming/Outgoing International

$65.00

Corporate Checks - over 3 per day or per check for non-members

$3.00

Courtesy Paid NSF - Per Item

         $30.00

Dormant Account Fee Per Month

$5.00

Escheat Account Processing

         $10.00

Express Mail Handling

$25.00

Fax Per Page - Local

  FREE

Fax Per Page - Long Distance

           $1.00

Inaccurate Address Per Month

$5.00

IRA Annual Fee

$10.00

IRA Processing

  FREE

IRA Plan Closure

$25.00

Legal Order Processing - Levy, Garnishment, Subpoena, Etc.

         $25.00

Low Balance Fee Per Month -
(share savings acct only $100 min. required)

$3.00

Membership Fee

$1.00

Negative Balance Fee Per Day

$3.00

Non Sufficient Funds (per item)

        $25.00

Notary Public - Members Only

          FREE

Phone Funds Transfer

          FREE

Research (per hour, one hour minimum)

$20.00

Returned Deposited Item

$25.00

Special Mail Instructions

$5.00

Statement Copy

$2.00

*Fee/surcharges assessed by other institutions will also be charged as incurred.

  
LOANS
Extension

$25.00

Loan Late Fee Per Month - except Student Loans, Real Estate Loans and Line of Credit- % of payment amount.

$25.00

Overdraft Protection (LOC) Annual Fee

FREE

Title (used vehicle, private party)

$20.00

Title (transfer of ownership)

$28.25

Payoff Request

         $25.00

Verification Of Deposit

         $25.00

  
REAL ESTATE
Appraisal
     -Automated
     -Drive-By
     -Full Appraisal**


FREE
$200.00
$350.00

Credit Report
     -Individual
     -Joint


$15.00
$30.00

Flood Certification

$17.00

Reconveyance Fee

$90.00

HELOC Annual Fee

$50.00

Subordination Agreement

$50.00

**Out of area appraisal may be more.

  
VISA
Visa Late Fee

$25.00

Visa Overlimit Fee

$0.00

Visa Statement Copy

$2.00

Visa Research (p/hr, one hour min)

$20.00

Visa Returned Payment/Check

$25.00

  
CHECKING
Check Copy Fee

$2.00

Courtesy Paid NSF

         $30.00

Minimum Opening Deposit

$100.00

Negative Balance Fee Per Day

$3.00

Non-Sufficient Funds (per item)

$25.00

Plastic Card Replacement

$5.00

Returned Deposited Item

$25.00

Stale Dated Draft Processed

$25.00

Stop Payment (per request)

$15.00