|
|
| Rates
| LOAN RATES - Effective October 1, 2008 |
| Type |
Term |
Annual Percentage Rate
As Low As |
|
New Vehicles
|
Up to 72 Months |
4.50%
|
|
Used Vehicles
|
Up to 60 Months |
5.50% |
|
Signature Loans
|
Up to 60 Months |
11.25% |
|
Motorcycle Loans
|
Up to 72 Months |
10.75% |
|
New RV Loans
|
Up to 120 Months |
9.75% |
|
Used RV Loans
|
Up to 96 Months |
10.75% |
| Home Equity Loan - Fixed rate max 90% LTV |
Up to 180 Months |
8.25% |
| Home Equity Line of Credit - less than 80% LTV |
Up to 240 Months |
Prime + 1%* |
| Home Equity Line of Credit - between 80 & 90% LTV |
Up to 240 Months |
Prime + 2%* |
| Visa Credit Card |
-- |
16.50% |
|
Overdraft Protection
|
-- |
9.00% |
|
Share Secured
|
-- |
3.50%** |
|
Certificate Secured
|
-- |
3.50%** |
|
*variable rate for the first 5-years / fixed rate for the remainder of loan / rate adjusted monthly
|
| **Rate is 3.5% above rate earned on Certificate or Share account. |
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| SHARE ACCOUNT RATES - Effective April 1, 2009 |
| Type |
Annual Percentage Rate |
Annual Percentage Yield |
| Share Savings |
0.25% |
0.2502% |
|
Money Maker Savings $1,000.01 - $2,500
|
0.50%
|
0.5011%
|
| $2,500.01 - $25,000 |
1.00%
|
1.0046%
|
| over $25,000 |
1.50%
|
1.5057%
|
|
Checking (minimum $500 balance)
|
0.10% |
0.10% |
|
Christmas Club
|
0.25% |
0.2502% |
|
Special Shares
|
0.25% |
0.2502% |
|
Traditional IRA Shares
|
0.75% |
0.7521% |
|
Roth IRA Shares
|
0.75% |
0.7521% |
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| SHARE CERTIFICATE RATES |
| Type |
Term |
Annual Percentage Rate |
Annual Percentage Yield |
|
Regular Certificates
Rates change on a daily basis. Please call for current rates.
|
3 months (90 days) |
|
|
| 6 months (182 days) |
|
|
| 1 year |
|
|
| 2 years |
|
|
| 3 years |
|
|
| 4 years |
|
|
| 5 years |
|
|
| Type |
Term |
Annual Percentage Rate |
Annual Percentage Yield |
|
IRA Certificates
Rates change on a daily basis. Please call for current rates.
|
1 year |
|
|
| 2 years |
|
|
| 3 years |
|
|
| 4 years |
|
|
| 5 years |
|
|
RATES SUBJECT TO CHANGE
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